About Mortgage Providers

Mortgage Providers are a team of highly experienced consultant and professional finance brokers. We are able to offer you the widest panel of mortgage and finance lenders, each with their own array of products, ensuring that you receive the very best finance package for your individual needs.

The consultants at Mortgage Providers have extensive experience in the Finance and Mortgage Industry. In fact, many of them have been employed in senior levels of the Banking & Finance Industry. This means we deliver professional, accurate and personalized credit and mortgage advice to our clients.

At Mortgage Providers we represent the Client and NOT the financial institution. We are committed to finding the best financial solution tailored to suit your needs and your lifestyle.

Our diversity

Mortgage Providers are not just “Another Home Loan Provider.” With over thirty lenders on our panel, we can obtain funding for almost any purpose.

Whether the requirement be Commercial, Residential Home loans, Leasing, First Home Buyers, Refinancing, Construction, Development or Investing we will find the best financial solution to help you achieve your goals.

Over the years, Mortgage Providers have helped clients from all walks of life.

In the past, when a borrower didn’t “fit” the bank’s traditional lending criteria, there wasn’t much one could do. Now however, there are more lenders and we can achieve more competitive and more flexible options than ever before.

With over 500 loan packages available, we can obtain finance for clients under almost any circumstance.

Our Commitment

It’s something to boast about… More than nine out of ten loans we submit are approved! With a conversion rate of 98%, we make it our business to know what we are doing. This impressive result is reflective of our financial experience and commitment to professional excellence. Hence we make sure you receive the best loan that suits your needs.

How your application is supported can often be the difference in receiving a loan approval or having your loan declined. Knowing how to present your situation to the lender who is going to give you the best deal, only comes with experience. We don’t want to waste your time or ours by submitting a loan application that we are not confident will be approved.

We understand that everyone’s situation is different. With a panel of over 50 different lenders, and our team of expert consultants, we know the best way to sell your story to ensure you get the best possible loan available.

Our commitment to you…. To find you the best loan, at the best rate, approved in the quickest time.…

Our Recent Achievements

Pricing discount of 1.20% for a purchase and refinance

A client approached Mortgage Providers who had always banked with the same bank for the last 20yrs or so. He was looking at refinancing his 2 properties and purchase a third property. We negotiated on his behalf a 1.20% discount off the banks standard variable rate saving him approx $16,800 per annum compared to his previous loan. Client was so impressed he has referred many of his family and friends to us.

Special pricing discount and Waiving Lenders Mortgage Insurance (LMI)

A client approached Mortgage Providers with a refinance and purchase scenario. As his existing owner occupier did not have enough equity, we managed to refinance his existing property and raise him a loan to a total of 85% LVR without the need to pay Lenders Mortgage Insurance with a pricing concession off the bank’s standard variable of 0.99%. This combination saved the client approximately $4,800 in LMI with an additional $7,425 in annual interest savings each year onwards.

$2 Million Dollar Hotel Purchase

With major lenders shying away from this particular region-we received a call from another broker who was desperate to get this approved.

When Mortgage Providers stepped in, we negotiated a rate at almost home loan rates pricing, with a loan to value ratio of 70% through one of the major Home Loan Lenders!

Overcoming Poor Credit History

After going through a marriage break up, our client’s CRAA report was adversely affected. To many brokers, this posed a major problem that could not be overcome.

Mortgage Providers explained the client’s circumstances to the lender, and had the loan approved within 24 hours of submitting the application.

Avoiding High Rates from Location and Zoning

Prior to seeing one of our consultants, this client was paying a very high rate due to the location and zoning of his 120 acres of rural land.

Mortgage Providers were able to refinance him from his existing lender, up to $900,000 with pro-pack pricing. This resulted in the client saving 1.1% interest, without showing any financials.

$34 Million Dollar- 96 Unit Complex

Arranged through another broker, this client was paying a staggering 12.5%.

Mortgage Providers negotiated a rate of 7.5% and refinanced with a major lender whilst using the previous lenders old valuation.

$1.5 Million Dollar Owner Builder

Looking for a Low Doc loan to complete construction on his own home, our client had been to see his own bank manager as well as two other brokers before coming to see us. He was running out of time.

Within 72 hours of the initial consultation, Mortgage Providers had the finance approved, subject only to a valuation.

Call Mortgage Providers today to find out what package we can tailor to fit your needs.