First Permanent Financial Services is Australia’s only specialist ‘no deposit’ mortgage lender, and issuer of high to excess LVR home loans.

For Owner Occupiers, establishment loan is a unique range of basic home loans designed to assist potential home owners realise their dream, without the usual 10% deposit requirement.

By lending up to 106% of the property’s purchase price, First Permanent can help cover most, if not all, associated costs such as stamp duty and legal fees.

In 2005 investor loan was introduced – a brand new product range specifically tailored to the needs of property investors, with the same unique high LVR, ‘no deposit’ features Both products offer potential borrowers and mortgage brokers alike, a new and innovative finance solution that is significantly differentiated from traditional mortgage options.