Mortgage Providers Pty Ltd are an Australian based Mortgage & Finance company offering a one stop shop mortgage brokering service that can help you obtain funding for a wide range of purposes, under almost any circumstances. Since its inception, Mortgage Providers has made the transition to a national operation helping clients throughout Australia.
With a staff range from ex bankers, financiers, and Certified Mortgage Consultants (CMC’s), Mortgage Providers has emerged as a well known and respected Mortgage & Finance Brokerage within Australia. We recognize that each client has specific needs in relation to their finance. We strive to meet those unique requirements through our knowledge and expertise gained from over 10 years hands-on experience in the mortgage and finance industry.
Recognized by our lenders, and aggregator colleagues for the quality of our submissions, the team at Mortgage Providers has earned a considerable amount of credibility within the banking and finance industry with staff members being recognized in the top 100 best performers Australia wide. Mortgage Providers prides itself with this experience and undertake ongoing training, to ensure our staff are equipped and informed of the latest mortgage products available.
The staff at Mortgage Providers have had extensive training within the industry circles. These include but are not limited to the Privacy Act, Anti Money Laundering (AML) Compliance, Uniform Consumer Credit Code (UCCC), National Credit Code (NCC) and the Responsible Lending Guidelines. Adding further value to our customers we have also introduced Certificate IV compliance, as well PS 146 training for our staff to help provide insurance and financial planning solutions.
Mortgage Providers is also a full member of a professional association otherwise known as Mortgage and Finance Association of Australia (MFAA) as well as Credit Ombudsman Services Limited (COSL).
With a conversion rate of 98%, Mortgage Providers makes sure that its members and staff are both professional and efficient mortgage operators. This impressive result is reflective of our experience and commitment to professional excellence. We don’t want to waste our time or yours, submitting an application for finance that we are not confident will be approved. We make sure we get it right the first time.
Commercial Interest Rates began falling following the reserve bank meeting in May 2012 and the lowering of the official cash rate by 0.5%. This move by the reserve bank along withe lower cost of funds on the money market has allowed lenders to reposition the cost of their fixed commercial interest rates. It is now possible in May 2012 to get commercial loans for 1, 2 and 3 year fixed below 6%. Best of all, some lenders are also offering reduced commitment fee’s for the right type of loan.
If you have a commercial or industrial property, and wish to revisit its finances, you can be sure right now, you will get a better deal than what you currently have by talking to us! These good interest rates are available on a combination of different loan types. These include
- Commercial loans
- Commercial Lease Doc Loans
- 75% LVR Commercial Loan
- Commercial Loans at Home Loan Rates
At Mortgage Providers, we can negotiate with the right lender the best commercial interest rates required to help you save. Further, we can position your loan with a lender that does not require any annual reviews.
Mortgage Providers are a team of highly experienced consultant and professional finance brokers. We are able to offer you the widest panel of mortgage and finance lenders, each with their own array of products, ensuring that you receive the very best finance package for your individual needs.
The consultants at Mortgage Providers have extensive experience in the Finance and Mortgage Industry. In fact, many of them have been employed in senior levels of the Banking & Finance Industry. This means we deliver professional, accurate and personalized advice to our clients.
At Mortgage Providers we represent the Client and NOT the financial institution. We are committed to finding the best financial solution tailored to suit your needs and your lifestyle.
Mortgage Providers are not just “Another Home Loan Provider.” With over thirty lenders on our panel, we can obtain funding for almost any purpose.
Whether the requirement be Commercial, Residential Home loans, Leasing, First Home Buyers, Refinancing, Construction, Development or Investing we will find the best financial solution to help you achieve your goals.
Over the years, Mortgage Providers have helped clients from all walks of life.
In the past, when a borrower didn’t “fit” the bank’s traditional lending criteria, there wasn’t much one could do. Now however, there are more lenders and we can achieve more competitive and more flexible options than ever before.
With over 500 loan packages available, we can obtain finance for clients under almost any circumstance.