Home loans for healthcare professionals

We can assist you with your new home purchase and home refinance options. Our lenders can provide discounts if you are employed as a:

• Dietician
• Occupational Therapist
• Environmental Health Professional
• Speech Professional
• Audiologist

Regardless of the role within the industry and with no minimum income restrictions.

What are you eligible for?

• Waive LMI for 85% LVR No LMI for purchases owner occupied
• 85% LVR with NO LMI dollar for dollar refinances owner occupied
• Minimum 3% genuine savings with 6 months of rental history on purchases or 5% genuine savings with 3 months of banks statements
• Up to 99% Including LMI for First home buyers only – although they must be working within the occupational therapists and environmental health profession
• Application fee waiver
• Professional package home loans
• Normal Interest rates
• Bigger Discounts on large loans with low LVR
• Fixed loans with additional repayment & redraw on fixed loans.

What documents will you need to supply?

You will be required to supply one or more of the following documents to support your loan application:

• Last 2 payslips less than 30 days old, including 3 months bank statements reflecting regular salary credits evidencing name of employer
• Letter from employer
• Saving statements
• 100 points of ID per applicant
• Most recent tax return and notice of assessment
• Copy of current employment contract
• Most recent PAYG summary from current employer.

Does anything change if the other applicant is not in the same profession?

Provided that at least one of the applicants is a healthcare profession, nothing will impact the application if your co-borrower is NOT in the same industry.

Our brokers have access to a wide range of lenders who specialise in loan discounts for healthcare professionals. Send us an online enquiry today and we will get the ball rolling for you!