Home loans for Medical Imaging Professionals & Other Health Professionals
Home Loan Discounts for Medical Imaging & Other Health Professional
Are you employed as a Medical Imaging Professional? Then you may be eligible for discounts or waivers on Lenders Mortgage Insurance (LMI). This would effectively save you thousands of dollars off your loan.
What is Lender’s Mortgage Insurance?
Lender’s Mortgage Insurance is insurance that specifically exists so as to protect a bank in the event that a customer defaults on their loan and the bank is forced to sell their security; however this sale results in a shortfall of funds (due to the sale price been less than the debt amount on the loan), and resulting in a loss to the bank.
In certain scenarios lenders will offer reduced or completely waive the LMI if you meet certain conditions or are employed in certain sectors.
Borrow up to 85% No LMI: Under this policy, your property must be Owner Occupied. No LMI will save you thousands of dollars with normal interest rates. This applies to:
Borrow up to 90% No LMI: As a Medical Professional, lenders look favourably up your profession and subject to credit approval, you may be eligible to have your Lenders Mortgage Insurance waived.
To satisfy eligibility criteria, you must be:
- Employed in one of the above listed professions.
- Registered with the relevant government body.
- Registered with the Australian Health Practitioner Regulation Agency (AHPRA)
For more information, call us today or enquire online and one of our experienced brokers will contact you.
Medical Occupation | |
---|---|
Dietitians |
Hepatologist |
Occupational Therapists |
Immunologist |
Environmental Health Professionals |
Nephrologist |
Speech Professionals |
Neuro Surgeon |
Audiologists |
Neurologist |
Nurses |
Obstetrician |
Midwives |
Oncologist |
Optometrists |
Ophthalmologist |
Anesthetist |
Optometrist |
Cardio Thoracic Surgeon |
Oral and Maxillofacial Surgeon |
Cardiologist |
Orthopaedic Surgeon |
Clinical Pharmacologist |
Orthopaedic Registrars |
Cosmetic Surgeon |
Otolaryngologist |
Dentist |
Paediatric Surgeon (Neonatal/Perinatal) |
Dermatologist |
Pathologist |
Ear and Throat Surgeon |
Plastic Surgeon |
Emergency Surgeon |
Psychiatrist |
Endocrinologist |
Radiologist (Note: this does not include Radiographers) |
Gastro Intestinal Surgeon |
Reconstructive Surgeon |
Gastroenterologist |
Respiratory/Thoracic Surgeon |
General Practitioner (also known as Medical Practitioner) |
Rheumatologist |
General Surgeon |
Surgeons |
Gynaecologist |
Urologist |
Haematologist |
Vascular Surgeon |
Borrow up to 90% No LMI: As a Medical Professional, lenders look favourably up your profession and subject to credit approval, you may be eligible to have your Lenders Mortgage Insurance waived.
To satisfy eligibility criteria, you must be:
- Employed in one of the above listed professions.
- Registered with the relevant government body.
- Registered with the Australian Health Practitioner Regulation Agency (AHPRA)
For more information, call us today or enquire online and one of our experienced brokers will contact you.